Critical comparison: United Security Bancshares (NASDAQ: UBFO) and Akbank TAS (OTCMKTS: AKBTY)



United Security Bankshares (NASDAQ: UBFOGet a rating) and Akbank TAS (OTCMKTS: AKBTYGet a rating) are both finance companies, but which is the superior investment? We’ll compare the two companies based on valuation strength, dividends, institutional ownership, profitability, earnings, analyst recommendations and risk.

Benefits and evaluation

This table compares the revenue, earnings per share and valuation of United Security Bancshares and Akbank TAS.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
United Security Bancshares $41.12 million 3.11 $10.10 million $0.69 10.88
Akbank TAS $5.81 billion 0.46 $898.88 million N / A N / A

Akbank TAS has higher revenue and profit than United Security Bancshares.

Dividends

United Security Bancshares pays an annual dividend of $0.44 per share and has a dividend yield of 5.9%. Akbank TAS pays an annual dividend of $0.02 per share and has a dividend yield of 2.0%. United Security Bancshares pays 63.8% of its profits as a dividend.

Insider and Institutional Ownership

37.0% of United Security Bancshares shares are held by institutional investors. 20.4% of United Security Bancshares shares are held by insiders. Strong institutional ownership indicates that hedge funds, large fund managers, and endowments believe a stock is poised for long-term growth.

Profitability

This table compares the net margins, return on equity and return on assets of United Security Bancshares and Akbank TAS.

Net margins Return on equity return on assets
United Security Bancshares 27.32% 10.08% 0.90%
Akbank TAS N / A N / A N / A

Analyst Recommendations

This is a summary of recent recommendations for United Security Bancshares and Akbank TAS, as provided by MarketBeat.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
United Security Bancshares 0 0 0 0 N / A
Akbank TAS 0 1 2 0 2.67

Volatility and risk

United Security Bancshares has a beta of 0.7, meaning its stock price is 30% less volatile than the S&P 500. In contrast, Akbank TAS has a beta of 0.85, meaning its stock price is 15 % less volatile than the S&P 500.

Summary

United Security Bancshares beats Akbank TAS on 7 out of 12 factors compared between the two stocks.

About United Security Bancshares

(Get a rating)

United Security Bancshares operates as a bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to businesses and the professional community, as well as individuals in California. The Company accepts a variety of deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable promissory withdrawal accounts, money market accounts and term deposit certificates. It also offers real estate, commercial and industrial mortgages, building construction and consumer loans, as well as agricultural, installment and student loans. In addition, the Company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier’s checks, cash management, travelers checks, money orders and services. foreign draft, as well as ATMs and ATM services. As of January 26, 2022, it operated 12 full-service branches in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin and Taft. The company was founded in 1987 and is based in Fresno, California.

About Akbank TAS

(Get a rating)

Akbank TAS, together with its subsidiaries, provides various banking products and services in Turkey and abroad. It operates through: Retail Banking; Commercial Bank, SME Bank, Investment Bank and Private Bank; and segments of the treasury. The Company’s retail banking services include deposit accounts, personal loans, commercial installment loans, credit cards, insurance products and asset management services, as well as bank cards, investment fund trading, automatic payment, foreign currency trading, safe deposit box rental, checks, money transfer, investment banking, and telephone and Internet banking. It also offers services to large, medium and small enterprises and corporates, including working capital financing denominated in Turkish liras (TL) and foreign currencies, investment financing, foreign trade financing, derivative instruments at purposes of hedging foreign exchange and interest risks, letters of credit, foreign exchange transactions, corporate finance and deposit and cash management services, as well as loans for project financing; and one-off and ongoing working capital management solutions for corporate clients, providing cash management services based on client requests that include collection and payment services and cash and information management. In addition, the Company is engaged in treasury activities consisting of spot and forward transactions in TL and foreign currencies, Treasury bonds and government bonds, Eurobonds and private sector bond transactions, as well as derivatives trading activities; and related treasury product marketing and pricing activities. In addition, it provides leasing services, stock brokerage and portfolio management services, as well as payment services and issues e-money. As of December 31, 2021, the company operated 710 branches. Akbank TAS was founded in 1948 and is headquartered in Istanbul, Turkey.



Receive daily news and reviews for United Security Bancshares – Enter your email address below to receive a concise daily summary of the latest news and analyst ratings for United Security Bancshares and related companies with MarketBeat.com’s free daily email newsletter.

Previous Understanding the Role of a Virtual Asset Service Provider in Nigeria - By Oyetola Muyiwa Atoyebi and John Oladipo
Next Microsoft Co. (NASDAQ:MSFT) shares acquired by Assenagon Asset Management SA